Cover More promo code - December 2024 - Picodi Australia

What do we know about Cover More?

CoverMore is an Australian travel insurance provider that offers various insurance plans for both domestic and international travels. These insurance plans are designed to cater to the needs of travelers, including single trips or multiple journeys under the annual multi-trip insurance. Policies include coverage for medical conditions, emergency assistance, and activities such as cruise, ski and snowboarding, motorcycle and moped riding, and adventure activities, bringing confidence to travelers with over 35 years of expertise in the industry.The insurance services provided are administered by Cover-More Insurance Services Pty Ltd on behalf of Zurich Australian Insurance Limited. CoverMore specializes in offering comprehensive coverage for a myriad of scenarios, including unexpected overseas medical costs, trip amendments and cancellations, additional expenses, and luggage protection.Travelers can choose from several insurance plans, like International Basic, International Comprehensive, and International Comprehensive+ plans. Each plan comes with different levels of coverage and benefits tailored for budget-conscious travelers up to those seeking extensive financial protection and added benefits like rental vehicle cover and business trip benefits.CoverMore's insurance offers specific COVID-19 related benefits, such as coverage for overseas medical costs and amendment and cancellation costs, with stipulations related to the pandemic. Notably, these medical benefits do not extend to domestic plans and have certain exclusions and special excesses that may apply.Other services include a Cover-More app, options for Existing Medical Conditions (EMC) coverage, and 24/7 Emergency Assistance. Moreover, CoverMore also provides educational resources to help travelers make informed decisions, such as articles relating to travel during COVID-19, winter sports trips, and consideration of pre-existing medical conditions.Claims can effortlessly be made online at any time, providing convenience for policyholders. Additionally, the CoverMore website hosts tools to assist travelers in understanding the risks associated with their destination, including COVID-19 infection levels, entry requirements, and mandatory public space regulations.When considering CoverMore travel insurance, it's essential to assess the provided Product Disclosure Statement (PDS) and Terms and Conditions to understand the specifics of the coverages, exclusions, limits, sub-limits, and the governing terms of the policies.

CoverMore is an established provider of travel insurance in Australia, offering a range of products that cater to the needs of both domestic and international travelers. The company provides tailored insurance solutions based on individual travel plans, which may include single trips or annual multi-trip coverage. Key offerings include protection against unforeseen medical issues, emergency assistance support, and specialized coverage for a variety of activities like cruises, ski trips, and motorcycle rides.

The insurance services through CoverMore are delivered by Cover-More Insurance Services Pty Ltd on behalf of Zurich Australian Insurance Limited, ensuring travelers have reliable policies backed by a leading insurance issuer. With a focus on inclusivity and comprehensive care, CoverMore's plans range from the International Basic to International Comprehensive and Comprehensive+, each featuring varying degrees of financial protection, luggage insurance, and benefits tailored to diverse travel styles and budgets.

Recognizing the impact of COVID-19 on travel, CoverMore has integrated specific benefits related to the pandemic, including coverage for medical costs and amendments due to COVID-19 related issues, albeit with certain conditions and limitations that need to be reviewed by potential policyholders closely.

In addition to insurance policies, CoverMore offers an array of services designed to enhance the traveler's experience. These include a mobile app for easy access to policy information, the ability to apply for Existing Medical Conditions (EMC) coverage, and the assurance of round-the-clock Emergency Assistance. Moreover, CoverMore provides educational content to help travelers navigate the complexities of modern travel, particularly in the context of COVID-19 precautions and safety considerations.

For those seeking to file a claim with CoverMore, the online claim submission process provides a straightforward and accessible means for policyholders to seek reimbursements or support. The CoverMore website additionally hosts a variety of tools that help travelers stay informed about their destination's health risks, entry protocols, and local regulations.

Travelers considering CoverMore insurance are encouraged to examine the Product Disclosure Statement (PDS) and Terms and Conditions in detail to thoroughly understand the coverages offered, as well as exclusions, coverage limits, and conditions that govern the policies.

• Comprehensive insurance plans for international and domestic travel
• Leveraging over 35 years of travel insurance experience
• Coverage for COVID-19 related medical costs and cancellations
• Access to 24/7 Emergency Assistance for travelers
• Online resources and tools to stay informed about travel risks
• Convenient online claims process for policyholders

It is paramount for travelers to review the PDS and exact terms of their CoverMore policies to ensure comprehensive understanding and appropriate coverage for their journey.

How to return purchases in Cover More?

Cover-More provides customers the option to cancel their travel insurance policies and receive a refund under certain circumstances. If a policy is canceled within a cooling-off period of 21 days after the Certificate of Insurance is issued, a full refund of the premium is available provided that the journey has not commenced and there is no intention to lodge a claim. Beyond the cooling-off period, policyholders who cancel their insurance may also receive a refund. This refund will be proportionate to the unexpired period of cover, minus any non-refundable government charges and taxes. However, there are conditions where a refund is not available, including if the journey has already started, a claim has been initiated, or any other right under the cover has been exercised.For policy changes, such as updates to personal details, travel dates, optional cover additions, or pre-existing medical conditions, customers are instructed to contact the Cover-More Customer Service team. Additionally, if customers require a copy of their policy documents, the team is ready to assist in providing a replacement copy.In the event of complaints, customers are encouraged to use the online form available for submitting complaints. Cover-More emphasizes the importance of customer feedback and provides a guide to lodging a complaint to ensure that any issues are addressed and resolved effectively.

Refunds and Cancellations:

• Full refund available within the 21-day cooling-off period, subject to conditions.
• Pro-rata refund provided after cooling-off period, subject to conditions.
• No refund if the journey has started, a claim has been made, or any rights under the policy have been exercised.

Policy Changes:

• Contact Customer Service team for any changes to personal details or travel plans.
• For copies of policy documents, reach out to Customer Service.

Complaints Process:

• Use the online complaint submission form for registering complaints.
• A guide to lodging a complaint is provided to assist customers.

What promo codes and promotions does Cover More offer?

For savvy travelers looking to save on their next adventure, CoverMore is offering enticing deals, complemented by promo code Cover More to maximize their savings. Currently, you can grab up to 60% off travel insurance plans, making it the right time to secure your trip with CoverMore. Alongside the discount, various promotional offers are available to add value to your purchases.

For instance, the Motorcycle & Moped Riding add-on is a steal for enthusiasts who plan to explore on two wheels, ensuring they are adequately covered. Moreover, with promo code Cover More, budget-conscious travelers can access January Best Deals, unlocking all Cover More promos for the month and paying less.

If you are seeking comprehensive support, take advantage of the Free Emergency Assistance, which offers all CoverMore policyholders 24-hour medical assistance from the company's medical team without the need for promo code. Meanwhile, the Travel Delay Insurance stands out, covering up to $1,000 for additional accommodation expenses, which could be further reduced with the use of promo code Cover More.

Staying informed is also cost-effective with CoverMore, as Travel Alerts provide the latest world events directly to you. It's also wise to sign up for the newsletter, ensuring you're the first to know about exclusive offers, giveaways, and travel tips straight to your inbox, potentially alongside promo code Cover More for added discounts.

Although some opportunities may have expired, such as the fascinating Black Friday and Boxing Day offers, the store frequently updates its deals, providing various ways to use promo code Cover More to economize your purchases. Whether it’s for Domestic Annual MultiTrip Plans or Inbound Travel Insurance, CoverMore equips travelers with options that cater to various needs while allowing for financial flexibility through promo code.

• 60% off CoverMore: Significant savings with the added benefit of a promo code.
• Motorcycle & Moped Riding Add-On: Specialized cover for two-wheel enthusiasts, compatible with promo code Cover More.
• January Best Deals: Unlock promotions throughout January and save money, possibly with a promo code.
• Free 24-Hour Emergency Assistance: No promo code needed for the priceless peace of mind.
• Travel Delay Insurance: Get covered for delays, with savings accentuated by promo code Cover More.